Is Your College Student Carelessly Inviting Identity Thieves and Predators?

In its annual report earlier this year, the Federalit is absolutely necessary and this is your only
Trade Commission announced that the mostoption. See the related story from ABC News'
vulnerable targets of identity theft are 18-29-yearGood Morning America in the video below.)
olds. Likewise, the 2007 Identity Fraud Survey* They inhabit social networking sites and let their
Report, released by Javelin Strategy & Research,younger siblings share the site with them. (While
uncovers similar findings: "Adult victims betweensocial networking sites, like MySpace, and many
the ages of 18 and 24 are least likely to takeothers, are extremely popular communities where
easy, but important, safeguards such as shreddingyoung people innocently engage in countless hours
documents and using antivirus software andof banal chatter and photo-sharing, unfortunately,
firewalls, resulting in more than 5 percent of thosethese social networking sites have also become
surveyed falling victim."the hangouts for child predators, child
And Stephen Knighten, a research associate forpornographers, and other cybercriminals.
Javelin Strategy & Research, adds that residenceHintPutting filtering and monitoring software on
hall life may increase a student's risk for identitykids' computers provides some protection.
theft: "Oftentimes, you're in a situation where youParents, use legitimate software to block Web
probably have a roommate and people coming insites and create a log of visited sites. As parents
and out of your apartment ... physical documentsand guardians, you can monitor a child's activity
tend to sort of sit around, and there are morefrom other computers and be notified of
avenues of access with your roommates' friendsviolations via E-mail or cell phone.)
and your friends."* They quickly and without verifying identities add
The Internet Crimes Against Children program lastnew "friends" to their instant messenger buddy
year investigated 2,329 cases of enticement andlists. (While it is rewarding to see your buddy list
of predators traveling to meet minors, andgrow with new friends from around the world, be
252,000 cases of child pornography. Yet thosesure that you absolutely know that the new
numbers provide just a glimpse of the activity,friend is actually who he says he or she is. Many
since many local police forces are too small totimes predators and cybercriminals (male and
investigate child porn.female) will hide behind pictures of extremely
"It's absolutely overwhelming," says Brad Russ,attractive ladies in sexy poses. HintBefore adding
director of Internet Crimes Against Children'sany new friends to your buddy list, take time to
training and technical assistance program, whichread their profile (which may or may not be
trains 1,000 officers each year. "The scope andcompleted fully), or do further investigation by
the scale of the problem far exceeds ourvisiting their website. An incomplete profile should
capacity." Intensifying the epidemic is that moreserve as a red flag and raise you level of
than half the world has no laws dealing with childsuspicion.)
pornography.It may take a village to raise a child, but in a
And what are some of the other careless acts ofworld of online social networking, decentralized
college students that leave them vulnerable tonetworks and servers, and increasingly
identity theft? Here are a few of the ways theytech-savvy child predators, it's going to take a
might be inviting predators, hackers, and otherunited effort among government, industry, and
cybercriminals:families to keep them safe. To protect your child,
* They setup and use an unsecured wirelessyou need an Internet security team of experts
network. (Hackers love this because it makesmaking sure that you, your family, and your
their drive-by hacking that much easier. And notbusiness computer are always safe and secure.
only is the student' information stolen, but theThe best protection you can have in today's
hacker may add software to turn the student'srapidly changing world of cyber-attacks is to have
computer into a "zombie" computer therebyexpert support for all your Internet security
taking remote control of it. Hint:It only takes aneeds that will provide technical support without
few more moments to create a userid andany hassles and without charging you extra fees.
password for an extra level of protection.)It will become even more critical than it is today
* They use guests' computers in the businessas time goes on. You need to find your own
centers of hotels to enter their personal and/orpersonal team of experts to rely on. If you ever
financial information. (The newest trend forhave a security problem, you will want to have a
hackers is to hack into these computers so thattrusted expert you can call for professional help,
can secretly record every keystroke and commitwithout any hassles and extra costs!
other crimes using the student's information. Hint:IfRemember: When you say "No!" to hackers and
you use courtesy computers at a hotel, makespyware, everyone wins! When you don't, we all
absolutely sure that you are on a safe andlose.
secured line. And, taking it a step further, do not© MMVII, Etienne A.
enter any personal and financial information unless